Receive cash directly in your bank’s checking account the same day.


In most cases, payday loan amounts get deposited in checking accounts in as less as 24 hours.


Apply to get the best payday loans online faster and easier.


We have lenders that have solutions for all types of borrowers.

Some Important Payday Loans FAQS

onestoppaydayloan specializes in enabling people to get fast cash by way of payday loans for emergency situations. However, if you are considering applying for a payday loan online, it could be important for you know how exactly payday loans work. Here are some frequently asked questions pertaining to payday loans.

Like any other loan, the process for getting a payday loan begins with filling and submitting an online application form. Applicants will have to give detailed personal, income as well as banking information to lenders. On receipt of request, loan dealers will review the details and give decision regarding how much amount of loan borrower is actually entitled to get.

Although payday loan eligibility guidelines may vary from company to company, there might be some common requirements as mentioned below.

  • Borrower must be at least 18 years old as is required in most states.
  • Applicant must have an open & active checking account in local bank.
  • Borrower must be able to show proof for having sufficient monthly income.
  • Applicant must have a valid contact number

The online procedure for getting payday loans could be totally streamlined and majority of the companies have the following steps.

  • Complete an easy online application
  • Secure a decision within few minutes
  • Finalize deal & sign the loan documents
  • Receive cash in your bank checking account
  • Repay the entire loan amount along with fees

All borrowers, who meet lenders’ basic qualification criteria, can apply for payday loans and get vital cash when most urgently needed. To that effect, probable applicants need to make sure that they satisfy minimum age criteria prescribed by their respective states, have steady and regular monthly incomes as well as contact number.

The exact number of payday loan that you can obtain will depend on the state in which you live as well as the type of lender you are working with. Check out by consulting an expert how much money you can borrow and the level of interest rates and terms that you are likely to be offered by various lenders.

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